Bob Kratt
Associate Broker - Silvercreek Realty Group
Cell: 208.695.1875
  Search the MLS     Information   Contact  

Homes Under $100kIdaho Short SalesJust Built, Never OccupiedIdaho Retirement Living
Welcome to my Website
Idaho Real Estate

If you are looking for Boise Idaho Real Estate you have come to the right place. You can use my Home Search to view all listed properties in the Intermountain region. If you would like to have all new listing that meet your preset criteria daily just sign into the Dream Home program or my automated home search. When you look under Tour Virtually you will find listed properties and tours of Treasure Valley area subdivisions. I hope you find my website helpful in your search for that perfect property and please do not hesitate to call or email if you have questions.

Buying a Home in a Buyer's Market

When is the best time to buy a home? With many markets reporting an abundance of homes for sale, and interest rates remaining at near historic lows, now might be one of the best times in recent memory. While today’s real estate market does offer advantages to buyers, consumers still need to be savvy in order to get the best deal they can.

Watch Mortgage Rates. Pay attention to the mortgage rates and recognize that buying a new home will likely result in a change in your mortgage rates. How much? A monthly payment of a 30-year fixed 6.00 % mortgage rate on a 300,000 loan is $1,798.65 Principle and Interest. The monthly payment at today’s 4.75 rate is $1,564.94, representing a $233.71 decrease in your monthly house payment. Today’s home mortgage rates are at historic lows, if you are planning to purchase get preapproved for your home loan.

Shop Around. But Don’t Wait Too Long. The National Association of REALTORS reports that, on average, homes stay on the market for 7.5 months. The increased inventory gives homebuyers a great opportunity to compare homes that meet their needs. However, this does not mean that homebuyers should procrastinate. If you find a house you love, put in your bid and negotiate. Don’t provide an opportunity for another buyer to make an offer.

Do Not Try to Time the Market. When home prices are lower, it is very tempting for potential buyers to try to wait as long as possible in the hopes that prices will decline even further. This strategy can be detrimental because when there is high inventory, smart sellers price their homes properly – not according to past sales but according to current conditions – so their homes will sell in a timely fashion. Once a home is priced to what the current market conditions, buyers will make offers. If you are waiting for the very bottom in this buyers market you may miss it. Today’s prices may well be the bottom?

Finally Negotiate on the Incentives. Sellers eager to move their homes may offer you a variety of incentives such as cars, trips, and even credit card bill payment. If you accept an incentive, make sure it makes sense for you. Instead of having your bills paid, you may opt to have the seller renovate the master bathroom or install new flooring. Of course, you can always ask the seller to simply deduct the amount in question from the list price.

If you are considering a good place to retire, the Boise area is one of the very best. The Boise Metro – Treasure Valley Area has numerous retirement developments of senior housing, 55+ communities and assisted living facilities. Many of the senior living communities are located near golf courses. For those who love to golf, this would be a great place to live. When you retire to Boise, you will find the retirement developments are typically located near shopping and major roadways for easy access. Retirement communities are quiet developments for seniors, while offering activities to keep the residents socially connected and involved.

There are an abundance of reasons to retire to Boise ranging from great home values to moderate weather to reasonable cost of living. Retirement communities in the Boise Area range from nice, comfortable mobile home parks to high-end homes designed specifically for senior residents. Most 55+ communities are gated for additional security. Typical senior housing will have spare bedrooms for guests and spacious living areas to entertain. Retiring in Boise does not mean you will have nothing to do with your time. The area is abundant with outdoor activities for active seniors who are not ready to slow down. If you choose to keep yourself busy indoors, there are many events that retired, seniors would appreciate. Boise has a number of museums, historical sites to visit as well as countless opportunities for seniors to volunteer their time and expertise.

For more details of why to consider Boise for relocation and retirement, be sure to choose the "Information" tab, then the "Retiring in the Boise Area" page.

You will find an up to the minute report of all the listings available in retirement, 55+ communities by selecting the "55+ Idaho Communities" page.

Community Tours
Take a tour of all of the communities in your area and sort by city. View their featured properties and more.
Click Here
Skip the Search!
Find Homes in these
Idaho Cities INSTANTLY:

Quick Search
Find Properties Fast!
Low Price:
High Price:
(example: 125000 to 250000)
MLS Search
Make looking for a home easy. Search for any listed property in our regional MLS.
Click Here
Invest in Idaho Real Estate Investment Properties
I have searched the available properties here in the Boise Eagle Meridian Nampa and Kuna area for values
Click Here
Social Links
Use the links below to get connected on these social networks!


Fill out our simple form and receive a free electronic relocation kit in minutes.
Click Here
Free Market Analysis
Learn the current market value of your home by filling out this short questionnaire.
Click Here
Dream Home
Use our automated home search. Find your dream home now!!
Click Here
Calculators & Tools
Maximum Loan
15 vs 30 Year Mortgage
Mortgage Calculator

How Happy Is Your Home?


“To be happy at home is the ultimate results of all ambition, the end to which every enterprise and labor tends.”
– Samuel Johnson

moveorimproveIf you’ve been in your home for some time it is easy to get complacent, or even feel dissatisfied with your environment.

Years and years of staring at the same ole thing can really dampen the warm happy place that your home should be. But with a new year comes new hope and it’s the perfect time to take a look at where you are, if you are happy there, and make a plan to move forward if you’re not.

Here are a few inexpensive suggestions:

Fresh Paint
Studies have shown that giving rooms a fresh coat of paint can really improve the energy in a space. What’s more by painting a room more consistently with it’s purpose can actually make you happier. Spend a weekend giving your bathrooms a crisp clean color make over, dip the brush and stroke bedrooms into warm rich tones to spread warmth.

Let Go
If you aren’t currently fixing it and it’s broken it might be time to toss it. Holding on to items that don’t work and take up space in the hope that you will fix them “one day” generally only leads to clutter. Having unused, or useless, items laying around in a hoard can lead to depression and frustration any time you try to find something you actually need. Let go of items you haven’t seen or used in more than two years.

Make a List
Lay out the items in your home, habits, or things in your life that you aren’t 100% happy with and then think of positive alternatives or actions you can take to change them. Having a clearly outlined list of problem areas and solutions can not only help you better visualize which tasks you have ahead of you but also can help you not feel so overwhelmed because you can check these items off one at a time as you go.

Update the Outdoors
Get down to the nitty gritty when Spring hits and update your home exterior. There are tons of minor changes that can be made to soup up your home’s curb appeal which will not only help how you feel about your home but also how others see it. Try these quick changes:

Get new house numbers
Get a new door, or paint your existing door.
Get new outside lights
Add a new handle, knocker, or kickplate to the door.
Add or paint shutters

You’ll be amazed how much little changes done to your home’s outside will make you feel better inside!